First Home Buyers in Robina

Based on the Gold Coast, also servicing the Northern Rivers

  • Wide panel of lenders compared
  • Home, commercial & business finance
  • Personalised, end-to-end support

Buying Your First Home

Buying your first home is a significant step and it comes with a lot of moving parts — deposits, grants, lender policies and repayment structures. At Brims Mortgage Solutions, we walk first home buyers through the process in plain English, so you understand what's happening at every stage.

We help you compare home loans across a wide panel of lenders, identify the grants and schemes you may qualify for, and structure your loan in a way that supports where you want to be in five, ten and fifteen years' time.

Call us today on 0452 512 457 to discuss your finance options.

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How We Help First Home Buyers

Our goal is to walk you through every stage in plain English so you understand what is happening and what to expect at each step.

  • Deposit Planning: Practical guidance on how much deposit you'll need, what counts as genuine savings and how to reach your target.
  • Government Schemes: Advice on First Home Guarantee, First Home Owner Grant and stamp duty concessions you may be eligible for in Queensland.
  • Pre-Approval: A pre-approval to help you search and bid with a clearer picture of your likely borrowing range, subject to formal assessment.
  • End-to-End Support: Support from your first meeting through to settlement day, coordinating with your solicitor, real estate agent and lender.

Queensland Government Grants & Schemes

Buying your first property in Queensland gives you access to government support measures that can reduce upfront costs and strengthen your borrowing position.

  • First Home Owner Grant (FHOG): A Queensland grant for eligible new or substantially renovated homes, with eligibility based on property value, residency status and prior ownership history.
  • First Home Guarantee: A federal scheme allowing eligible buyers to purchase with a five percent deposit and no lenders mortgage insurance, backed by a government guarantee to the lender.
  • Stamp Duty Concessions: Queensland offers stamp duty concessions and exemptions for first home buyers, with the discount level depending on property type and purchase value.
  • First Home Super Saver Scheme: Voluntary super contributions can be withdrawn for a first home deposit, offering potential tax advantages over saving outside superannuation.

Frequently Asked Questions

First home buyers in Queensland may be eligible for the First Home Owner Grant, stamp duty concessions and federal schemes like the First Home Guarantee. Eligibility depends on the property, purchase price and your circumstances. We'll walk you through which schemes apply to your situation.